Eligibility and Prohibition of Using Our Services & Business

Prohibited Use of Multiple Accounts

1. Account Ownership and Identity

• Each user is permitted to register and operate one account only on the platform. Multiple accounts under the same individual, entity, or identity are strictly prohibited unless explicitly authorized by the platform.

2. Prohibited Activities

Users are strictly prohibited from engaging in the following activities:

• Creating or using multiple accounts to bypass platform limits, such as withdrawal or trading limits.

• Utilizing multiple accounts to evade risk management or anti-money laundering (AML) measures.

• Engaging in wash trading, market manipulation, or other forms of fraudulent or illegal activities through multiple accounts.

• Attempting to conceal or distribute funds across multiple accounts to evade detection.

3. Risk Control and Monitoring

The platform implements robust monitoring mechanisms, including but not limited to:

• IP address tracking: Identifying multiple accounts accessed from the same IP address.

• Device fingerprinting: Detecting and restricting access from shared or previously flagged devices.

• Behavioral analytics: Monitoring transaction patterns and flagging irregular activities across linked accounts.

• Accounts suspected of being involved in prohibited activities will be subject to investigation and action.

4. Consequences of Violations

If a user is found to violate these terms, the platform reserves the right to take the following actions:

• Temporarily or permanently suspend or disable any or all related accounts.

• Confiscate assets involved in prohibited activities.

• Report suspicious activity to relevant authorities in compliance with applicable laws and regulations.

• Ban the user from registering on the platform in the future.

5. User Responsibilities

• Users are required to ensure the authenticity and accuracy of their identity information and provide supporting documentation as needed for Know Your Customer (KYC) verification.

• Any attempt to circumvent the platform’s security or risk controls, including the use of VPNs, proxies, or other methods to mask account activity, is strictly prohibited.

6. Authorization for Exceptions

• Any request for creating or maintaining multiple accounts (e.g., corporate accounts, sub-accounts) must be submitted to the platform for review and approval. Such accounts must strictly adhere to the terms set forth by the platform.

Notice: By registering and using the platform’s services, users agree to comply with these rules. Violations may result in the termination of services without prior notice.

Risk Control & Enforcement

1. Age Requirement for Natural Persons

• If you are a Natural Person, by accessing or using our Services, you represent and warrant that you are at least 18 years old and legally allowed to use the Services.

2. Corporate Entity Representation and Authorization

• If you are accessing or using our Services on behalf of a legal entity (e.g. corporate or institutional customers), you represent and warrant that such legal entity is: duly organized and validly existing under the applicable laws of the jurisdiction of its organization; you are duly authorized by such legal entity to act on its behalf; such legal entity agrees to be responsible to us if you violate these Terms; and you have not previously been suspended or removed from the Vanilla Finance or Services.

3. Compliance with Sanctions and Regulatory Lists

• You also represent and warrant that you are not on and that you will not transact with anyone on any trade or economic sanctions lists of any Competent Authority, which includes without limitation: Terrorism and terrorist financing - Islamic State in Iraq and the Levant (Da’esh), Al-Qaida, the Taliban, and associated individuals, groups, undertakings, and entities, any individual or entity designated by the United Arab Emirates ("Local Terrorism List"); and the financing of proliferation of weapons of mass destruction (WMDs) - Democratic People’s Republic of Korea: nuclear-related, other weapons of mass destruction-related, and ballistic missile-related programs; Islamic Republic of Iran: nuclear program; and other sanction lists that may be promulgated by a Competent Authority, including but not limited to the United Nations Security Council, European Union, the Monetary Authority of Singapore, Hong Kong Monetary Authority, Hong Kong Customs and Excise Department, or Office of Foreign Asset Control. You agree to provide written certification of your compliance of this Clause as soon as reasonably practicable when requested by us.

4. Service Availability and User Compliance

• We may not make all of the Services available in all markets and jurisdictions. The content of the Terms shall not be excluded from the laws of the country or region under which the user belongs. As a result, if you do not meet these eligibility requirements, do not use our Services.

• You further represent and warrant that your use of the Vanilla Finance is of your own accord, free from direction by another party and comply with local legal and regulatory requirements.